Expat Home Insurance
Last updated: 10 December 2015
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"Always ensure you are comprehensively covered by creating an inventory of items both abroad and back in the UK"
Home and contents insurance for an overseas move is very different from your typical domestic homeowners or renters home insurance policy.
It is important that as an expat you invest in a home insurance policy specifically designed to cover the unique aspects of your expat situation.
It is not recommended that expats rely on the insurance policy provided by shippers and packers which are provided when you move overseas. Such home insurance policies may be inadequate, expensive or simply unavailable. Also, in the event of a loss, it may be difficult to determine which party is fully responsible, resulting in potential denial of your claim.
When setting up your expat home insurance it is also advisable to complete a full inventory of effects, both transported abroad and left in UK commercial storage. This allows you to comprehensively file claims with an insurance company in the event of a loss.