Italian mortgage support

If you are actively planning to buy property in Italy and are considering a mortgage, it is important to understand what is realistically available before you commit.

Italian mortgages are more restrictive than many people expect. Loan-to-value ratios are typically lower, minimum loan sizes apply and approval criteria can be stricter for non-residents.

Experts for Expats offers a free introduction service to experienced Italian property specialists who work with international buyers and understand how the Italian lending system operates in practice.

Your path to buying an Italian property

How our introduction service works

Our role is to help you speak with the right specialist at the right time, with clear expectations from the outset.

When you submit your details, we review your situation to understand:

Your purchase plans
Your likely borrowing needs
Whether your request fits our partners' Italian lending criteria

Within 24 hours of receiving your request, we will evaluate your enquiry and select the most suitable partner from our network.

Our partner will then review your situation and determine whether you would benefit from a free discovery call, if so they will send you a link to book at a convenient time.

This service is designed to help people who:
- Are serious about buying property in Italy and would like assistance with the entire process
- Have a clear budget and purchase intention
- Are buying a place to live or a holiday home
- Are considering a mortgage of at least €150,000
- Understand that Italian lending is more conservative and not everybody can be assisted
- May also need assistance with relocating to Italy
This service is not designed for early-stage research or general curiosity about Italian mortgages.
Once we have made the introduction, the next step is to arrange a free, no obligation discovery call with our trusted partner.

This call is designed to:
- Confirm whether our partner can realistically assist
- Establish how our partner can help you buy an Italian property and the potential costs
- Set your expectations around feasibility and affordability
It does not provide:
- General questions and answers about Italian mortgages
- Mortgage offers or rates, as this is not possible at this stage
- Confirmation of how much you can borrow
Those steps only take place if you proceed to a formal application process.
Our partners have significant experience assist people buying property in Italy and provide more than mortgage application

Our partners will be able to assist you by:
- Assessing you eligibility for Italian lending
- Assisting with a property search
- Explaining documentation requirements
- Navigating non-resident applications
- Liaising with Italian banks
- Help you with the purchasing process from start to when you get your keys
- Supporting you through the mortgage process
All services are provided directly by the specialist once an introduction has been made, a discovery call has been conducted and you have agreed to proceed with services.
Our introduction service is designed for buyers who meet the following broad parameters:
- Minimum mortgage size: €150,000
- Maximum loan-to-value: typically up to 70%
- Property purchase: already planned or actively searching
Smaller mortgage requests are often more difficult to place with Italian lenders, particularly for non-residents and foreign nationals.

Where possible, purchasing without a mortgage can reduce complexity, timescales and risk.

If your plans fall outside these parameters, we may not be able to assist, but we will still review your request and let you know.
We do not provide mortgage advice ourselves. Our role is to:
- Filter enquiries realistically for our partners
- Set clear expectations
- Introduce you to experienced specialists
- Help you avoid wasted time and unsuitable applications
Our focus is on clarity, suitability, and practical outcomes.

Speak to an Italian mortgage and property specialist

Tell us a little about your situation

If you are planning to buy property in Italy and require a mortgage of at least €150,000, complete the form below and we'll use the information provided to connect you to a trusted Italian mortgage specialist.

Within 24 hours, we will evaluate your enquiry and confirm our partners details by email.

Providing us with as much accurate information as you can enables us to select the most appropriate partner for you.

Get help securing a mortgage in

Lavelle, S.GibraltarGeneral Financial Advice

Excellent service from start to finish. I received an introductory email from Experts for Expats following my enquiry, informing me a consultant will be touch shortly. I was contacted shortly after and had a phone call arranged, which went brilliantly. I would certainly recommend Experts for Expats, brilliant service. Many thanks!

Boon SL.MalaysiaAustralian Property Taxes

The chosen partner was sincere and provided very helpful insight into my problem even though he knew it was going to be a very last minute job with little to be gained. I shall not hesitate to contact him again if I ever need his service for tax matters.

Patricia M.SwitzerlandSplit year treatment, UK tax return

I would just like to thank you very much for putting me in touch with a specialist in your network. He was an enormous help to me and seemed to have a good understanding of my situation and was able to address my questions very adeptly and very quickly. I spoke with him last week and it was really helpful, as was his follow-up email.

Italian mortgage support

How our introduction service works

Who is this service for?

About the free discovery call

How our partners can help you

Minimum criteria for an introduction

Why use our introduction service

Tell us a little about your situation

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