Money and finance help for expats

Managing your money and investments when you move abroad can be complicated, and  extra caution is definitely required. We've created this library of information and guidance on what you need to know to manage your money and finances when you're living abroad.

If you can't find what you're looking for and still need help, request an introduction to a trusted financial advisor from our parter network.

Browse our money and finance articles

How to mitigate short and medium-term market volatility with alternative investments and how to avoid potential scams

How to mitigate short and medium-term market volatility with alternative investments and how to avoid potential scams

More and more people are investing up to 15% of their portfolio into riskier but potentially more rewarding alternative investments. This article looks at why people are investing in non-traditional ...

Everywhere
How do elections affect the value of currencies and why is this important for people living abroad?

How do elections affect the value of currencies and why is this important for people living abroad?

2024 is a year of major political upheaval with the UK, EU and the US having elections which will potentially result in major shifts in economic and political policies across the world. But what does ...

Everywhere
Expat Wills - How to create a legally binding Will as an expat

Expat Wills - How to create a legally binding Will as an expat

A guide to Wills for expats primarily covering English and Welsh laws but also other nationalities and domicile statuses

Everywhere
Can I contribute to a SIPP when a non-resident?

Can I contribute to a SIPP when a non-resident?

Once I move abroad, will I still be able to contribute or pay money into a SIPP?

United Kingdom
What is a structured note investment?

What is a structured note investment?

My financial adviser has proposed that I invest money into a structured note, but I am unclear what a structured note is or whether it is a good idea.

Everywhere
What is an investment platform?

What is an investment platform?

I am evaluating my investment options and I am considering using an investment/fund platform, what exactly are they and what do they do?

Everywhere
Should I avoid offshore investment bonds?

Should I avoid offshore investment bonds?

I've read that offshore investment bonds should be avoided because they are mis-sold by financial advisers looking to earn commission from my investments. Should I avoid offshore investment bonds?

Everywhere
What is an offshore investment bond?

What is an offshore investment bond?

My financial adviser has recommended that I use an offshore investment bond, but I'm not sure what they are. What are offshore investment bonds?

Everywhere
I want to retire abroad, where do I start and how do I create my retirement plan?

I want to retire abroad, where do I start and how do I create my retirement plan?

Retiring abroad is a dream for so many people, but the complexities around retiring abroad are much greater than retiring in your home country. This article looks at the key decisions you will need ...

Everywhere
Managing your investments while living abroad can put you in a uniquely vulnerable position. It’s not uncommon to come across rogue financial advisors so we have put together this overview to help you differentiate between the trustworthy advisors and those you should avoid

Managing your investments while living abroad can put you in a uniquely vulnerable position. It’s not uncommon to come ...

Managing your investments while living abroad can put you in a uniquely vulnerable position. It’s not uncommon to come across rogue financial advisors so we have put together this overview to help ...

United Kingdom
What is a SIPP?

What is a SIPP?

I’m evaluating my retirement plans and I am considering opening a SIPP, but what are they and are they suitable for me?

United Kingdom
ROPS in Australia – Transferring a UK pension

ROPS in Australia – Transferring a UK pension

An explanation of how ROPS in Australia are possible for people looking to transfer UK pension funds into an Australian superannuation fund.

Australia
ROPS - Recognised Overseas Pensions Schemes - Fully explained and advice

ROPS - Recognised Overseas Pensions Schemes - Fully explained and advice

A ROPS (formerly QROPS) is an overseas pension scheme which can give additional freedom to expats still holding pension funds in the UK

United Kingdom
International money transfers and how to manage multiple currencies when you live abroad

International money transfers and how to manage multiple currencies when you live abroad

Virtually every expat has to make international payments, whether transferring small regular amounts or making large one-off payments. Excellent currency management is essential for anybody with ...

Everywhere
Currency brokers vs banks: Which is actually the best option for international payments?

Currency brokers vs banks: Which is actually the best option for international payments?

If you're regularly moving money abroad, it's worth investigating all the options to ensure you're getting the a secure and cost effective transfer. Here we look at the differences between brokers ...

Everywhere