Money and finance help for expats

Managing your money and investments when you move abroad can be complicated, and  extra caution is definitely required. We've created this library of information and guidance on what you need to know to manage your money and finances when you're living abroad.

If you can't find what you're looking for and still need help, request an introduction to a trusted financial advisor from our parter network.

Browse our money and finance articles

SIPPS for Non-UK residents and Expats

SIPPS for Non-UK residents and Expats

There is much to consider when thinking about investing into a SIPP, start with our guide to self invested personal pensions for expats

Everywhere
Is your money safe in the UK? A complete guide to FSCS protection and UK banking licences

Is your money safe in the UK? A complete guide to FSCS protection and UK banking licences

The FSCS provides some level of protection for consumer savings in the UK, but what is the full extent of the protection? And where does it offer no protection at all? Read our complete guide for ...

United Kingdom
The difference between fee-based and commission-based financial advice

The difference between fee-based and commission-based financial advice

An overview of the main differences between fee-based financial advice and commission-based financial advice, including the pros and cons of each approach.

Everywhere
Five key considerations when moving money abroad

Five key considerations when moving money abroad

If you’re starting a new life overseas, one of the things you’ll need to think about is how you plan to manage your international currency transfers. In this article one of our experts looks at the ...

Everywhere
Can I transfer my pension?

Can I transfer my pension?

I have a UK based private pension, but can I transfer my pension elsewhere?

United Kingdom
Barclays and other UK financial institutions are closing British expats' accounts, what are your options if your account is being closed?

Barclays and other UK financial institutions are closing British expats' accounts, what are your options if your ...

More and more British expats are receiving letters telling them that their UK based financial accounts are shortly going to be closed. This article explains the background and various options ...

United Kingdom
What happens to my 401k when I move abroad?

What happens to my 401k when I move abroad?

Many US expats are wrongly advised when it comes to their 401k accounts when they move abroad, so we interviewed Melissa Eugenio and Paul Beard from our partners Alexander Beard to find out what ...

Everywhere
How do my investment options change once I become a US connected person?

How do my investment options change once I become a US connected person?

I'm British but will be living in the US for a while, which is going to make me a US-connected person. How are my investments likely to be impacted?

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What fees can I expect to pay for investment advice as a US citizen in the UK?

What fees can I expect to pay for investment advice as a US citizen in the UK?

I'm considering using a wealth manager to help me with my investments, but I'm not sure what I should be paying. What fees can I expect to pay for investment advice as a US citizen in the UK?

United Kingdom
Can American expats invest in US ETFs?

Can American expats invest in US ETFs?

I want to invest in a US ETF but haven't found a broker who will help, is it possible?

Everywhere
What is an alternative to an IRA for Americans living in the UK?

What is an alternative to an IRA for Americans living in the UK?

I know I can’t move an IRA from the US to the UK, but is there a similar tax-free account in the UK I can take advantage of?

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Investment options for American citizens living in the UK

Investment options for American citizens living in the UK

Due to various tax and regulatory complexities, it’s vital for Americans living in the UK to gain an understanding of what investment opportunities they can access, and which might be right for ...

United Kingdom
QNUPS Explained

QNUPS Explained

A QNUPS is a pension scheme based outside of the UK which is not subject to UK inheritance tax. This article provides a detailed overview of QNUPS but you must seek advice before making any decisions.

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How interest rates and inflation affect the value of currencies and exchange rates

How interest rates and inflation affect the value of currencies and exchange rates

Understanding the connections between interest rates, inflation and currency values is essential for effective financial management for expats. This article provides insight how fluctuations in ...

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Private Credit investing for non-UK residents

Private Credit investing for non-UK residents

Private credit investing is an alternative investment which offers sophisticated investors the opportunity for high yield, high risk, fixed income returns. For expats and non-UK residents it brings ...

Everywhere